Are You A
First-Time Home Buyer
This is a 58-page guide with multiple checklists and lots of tips and advice about buying a home.
Sheila Cox has won the Five-Star Real Estate Agent award
for the past 5 years in a row because
her clients have this to say about her...
Who's Looking Out for You?
Buying a home is not as easy as it looks! You need a local neighborhood expert to:
- Help you sort through all the options to find the right neighborhood and schools.
- Price a home correctly so you don’t pay too much.
- Watch out for problem houses so you don’t end up with a money pit.
- Uncover hidden taxes, fees, and other costs.
- Help you WIN in a competitive, multi-offer offer situation.
Sheila Cox is dedicated to helping you buy the RIGHT house in the RIGHT neighborhood at the RIGHT price. One of the ways she does that is by providing in-depth research on a home that you decide to buy to provide you all the information you need to make a wise decision and to protect yourself from possible unknown hazards.
Sheila Cox is terrific. I would recommend her to a friend or colleague. She helped navigate the Texas style real estate system which I find unusual and counter productive based on multiple home purchases in other states... Do not go it alone. Work with a reliable partner like Sheila!--Moore
Sheila helped us in both buying a new home and selling our house - she is fantastic. She is extremely knowledgeable about the Sugar Land market and helped us find the perfect house for our growing family. We loved her service that we also decided to list our current house with Sheila - she exceeded expectations more than can be expressed. We had an offer in 3 days and closed within the month. Thanks to Sheila, the buying and selling process were extremely easy for us!!--Peduzzi
Sheila was great. I love the fact that she ensured that I would not overpay for a house. She would run the numbers and come up with a fair price. I felt Sheila is an advocate for the buyer.--Greenberg
Here’s What You Need To Know…
Does My Real Estate Agent Represent Me or the Seller? When I bought my first house in the mid 1990s, Texas was kind of a “Buyer Beware” state. In fact, a home Buyer could spend weeks looking for a home with a real estate agent, telling her secret...read more
How Can I Make Sure My Agent is On My Side? In earlier articles, I explained two very important concepts that you need to understand before you buy real estate in Texas: brokerage services and how an intermediary agency works and how real estate sales commissions are...read more
“If you’re not sure whether you need a real estate agent or not, please take a look at Do I Need a Real Estate Agent to help you decide.” What To Look for In a Texas Real Estate Agent Many of these items are specific to Texas agents....read more
“That’s what I used to think! In fact, before I became a licensed real estate agent, I did several FSBO (For Sale By Owner) sales and THOUGHT I knew what I was doing. But if I had known then what I know now…I never would have risked it. Here’s...read more
The bottom line: No one knows an area better than a local, experienced real estate agent. Don’t gamble your biggest investment on automated Internet data. It’s Not All About the ZIP Code…Or Shouldn’t Be I love the Internet and I’m an...read more
Do You Know What It Costs To Buy a Home in Texas? It’s one thing to want to own your own home…it’s another to be able to afford one. Here is a run-down of estimated costs to buy a home in Texas you must consider… NOTE Please note these are estimates only and...read more
Preliminary Phase: Can You Afford a Home? If you are buying a home in Texas, then you need to learn about the home buying process, which may be different than other states. One thing to consider is that before you even begin the process of searching for a home, you...read more
Items Needed To Apply for a Home Loan Applying for a home loan these days is not for the “weak at heart”! It is a pain-in-the-neck process no matter how much money you have. NOTE: Read The Perfect Loan File on Forbes for details. There is a lot of...read more
Are you unsure about becoming a HOMEOWNER? Thinking that you can’t afford to BUY a home? Are you worried about whether home buying is a good INVESTMENT? Buying a first home can be an intimidating process. But the first step is making those first decisions: I...read more
One question that I get a lot is, “Should we buy a new home or an existing home?” A new home is one that has never been lived in while an existing home has been lived in by a previous owner. There are Pros and Cons either way that you should consider. Here...read more
Home readiness survey YES NO Do you have enough cash to make the down payment and cover the other costs of buying a home? Does your monthly budget have room to afford the mortgage payment? Do you have a burning desire to own your own...read more
It’s the American dream…to own your own home. But have you considered the specific benefits of home ownership? Studies show the following benefits for home owners: Improved tax advantages…thereby lowering your overall tax burden. Forced savings program (in the amount...read more
This list is not comprehensive. There are a lot of steps that your REALTOR® takes care of behind-the-scenes. Call Sheila Cox for help at 832-622-1233 √ Action Item Deadline Unless you have cash to buy a home, contact three or four lenders to determine how much house...read more
Questions or Comments?
Submit a question or comment at the bottom of this page.
Agent: Sheila Cox, Realtor
Broker: Keller Williams Southwest
1650 Highway 6, #350 (Map)
Katy , TX 77478
Phone: (832) 779-2890
IMPORTANT: Please read Consumer Financial Protection Bureau regarding the new laws and procedures that lenders must follow. You should also read Texas Real Estate Commission Information About Brokerage Services and the Consumer Protection Notice.