Katy Flood Report – Don’t Buy in the Wrong Area

—by Sheila Cox, Five Star Realtor | Updated December 2025—

If you want clear, honest information about flood risk in Katy before you buy a home, then my Katy Flood Report is for you! Flooding is one of the most confusing and misunderstood parts of the Katy real estate market, and I see buyers rely on oversimplified online tools all the time. My goal with the Katy Flood Report is to help you understand the real risks using accurate, local data—so you can make confident decisions and avoid costly surprises.

In this report, I provide flood maps that highlight higher-risk areas throughout Katy, including many new construction neighborhoods. 

I also break down flood insurance in plain language and I explain the impact that Hurricane Harvey had on Katy. Not every area flooded, and not every neighborhood was affected the same way. Understanding what happened historically gives you a much clearer picture of what to watch for today.

One section I consider especially important explains why I don’t recommend relying on “Flood Factor” scores on sites like Redfin or similar platforms. These tools often oversimplify complex data and can be misleading if you don’t know how to interpret them. I show you what those scores leave out and how to evaluate flood risk the right way.

If you want practical guidance from someone who knows the Katy market, download my Katy Flood Report and start with facts—not assumptions.

 

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Katy Flood Report

 


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Sheila is the author of KatyHomesForSaleTX.com – so you know that she knows the area! Winner of Five Star award every year since 2010.

 

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REALTORS DON’T “JUST” SELL HOUSES

Real estate agents don’t “just” sell houses; we sell a SERVICE to effectively guide home buyers and sellers through the entire real estate transaction, which usually takes several months. We are more like real estate consultants than we are salespeople. That’s probably why 88 percent of all home buyers and sellers choose to hire a real estate agent when buying or selling a home!

Buying or selling a home is not like buying or selling a TV, a computer, or a car. You can’t buy/sell a home on the Internet with a couple of clicks. There are MANY legal aspects, deadlines, and requirements that most people are not trained to handle. What’s more…mistakes along the way can cost you thousands and even hundreds of thousands of dollars. The financial risk is much greater than just about anything else you may buy.

That’s why you need your own dedicated, experienced real estate agent
looking out for YOUR best interests.

Please read the list of my value-added services for home buyers


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Sheila Cox, Five Star REALTOR Five Star Realtor
Award-winning REALTOR, Sheila Cox specializes in helping Katy, TX home buyers and sellers navigate the local real estate market with confidence. With 15+ years of experience and deep knowledge of neighborhoods like Cinco Ranch, Seven Meadows, and Cross Creek Ranch, she provides expert guidance backed by real data and local insight. Winning the Five Star Real Estate Agent award every years since 2010, Sheila has accomplished what only 1 percent of Realtors can boast. She also provides training guides and courses to other Realtors via Agent Success Builder.