If you are buying a home in Texas, then you need to learn about the home buying process, which may be different than other states. One thing to consider is that before you even begin the process of searching for a home, you must:
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Determine how much house you can afford. A lender is the best place to get that information…it is part of the pre-qualification process.
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Determine if you will actually qualify for a loan. Some good people don’t, under today’s stricter lending guidelines. You will need a pre-approval letter from a lender to submit with an offer on a home in Katy….Seller’s almost always require one these days!
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Determine how much it will cost to buy a home. Do you have enough money on hand for the earnest money, option fee, down payment, closing costs, inspections, fees, etc?
The following video explains the home buying process (and Option periods) in the Katy Texas area…so you know what to expect and how things are in the Lone Star State.
The Home Buying Process 7 Timeline
Touring the Neighborhood With a Local Expert
Read next –>Home Buying Timeline in Katy
Need Help Buying or Selling a Home in Katy?
Buying or selling a home is a major financial decision. You deserve an experienced local Realtor who knows the Katy-area neighborhoods, schools, property taxes, flood risks, market conditions, and all the little details that can make a BIG difference in your decision.
I’ve been helping Katy-area home buyers and sellers since 2009, and I’ve been recognized as a Five Star Realtor every year since 2010. More importantly, I’ll give you my frank opinion, point out things you may not know to investigate, and look out for YOUR best interests throughout the entire transaction.
Sheila Cox, Five Star Realtor since 2010 and creator of this entire website (KatyHomesForSaleTX.com) so you have proof she’s a local expert. 🙂
Why Work With Sheila?I’m not going to sell you on a house or neighborhood just because it’s beautiful, popular, or new. My job is to help you make a smart real estate decision. That means looking beyond the listing photos and helping you evaluate things like school zoning, flood risk, property taxes, resale considerations, neighborhood differences, inspections, repairs, contract deadlines, and the dozens of other details that can affect your purchase or sale. Sometimes the most valuable thing I can tell you is, “I wouldn’t buy this house.” Please read the list of my value-added services for home buyers |
Free Guides & Reports – What to Know Before You Buy
Use my free guides and reports to learn more about Katy neighborhoods, schools, new construction, market conditions, home buying, and other things you should understand before making a move.
Client Reviews of Sheila
Want to know what it’s like to work with me? Here’s what my past clients have to say.
