Katy TX is a unique area that consists mostly of “master planned communities.” We typically refer to these Katy master planned communities as “neighborhoods.” Most neighborhoods are further divided into subdivisions. There are over 200 subdivisions in Katy! Some neighborhoods like Cinco Ranch and Kelliwood are divided into many subdivisions. Here’s how this happens…
When a developer decides to create a planned community, it doesn’t develop the entire plot of land all at once. It opens a section or two at a time. Each section typically has 2 to 5 different builders who are building homes within a certain price range. So one subdivision may contain homes in the $200-400K price range, and another may contain homes in the $400-600K price range, and yet another may contain homes $750K and up.
So within one Katy master planned community you may have home prices from $200K to over $1 million, but they would be subdivided so that you should never see a $200K house next to a $900K house. Also some subdivisions may have different features than surrounding subdivisions such as a water front section, gated section, golf course section, etc.
For the larger Katy master planned communities you will notice that various subdivisions may be zoned to various elementary schools–and maybe even different middle schools and high schools–all within the same neighborhood. So it is very challenging for newcomers to get a handle on where to live!
» See How to choose the right Katy neighborhood for you for help
HOA (Home Owner’s Association) Fees
Another complication is that various subdivisions may have different HOA (home owner’s association) maintenance fees…even within the same neighborhood. This is because various subdivisions may have different amenities and features from surrounding subdivisions. For example, Avalon Seven Meadows is actually an upscale subdivision in the Seven Meadows planned community, but is treated as if it is its own neighborhood.
The HOA fees in Katy master planned communities (sometimes referred to as maintenance fees) are annual fees that cover the cost and upkeep of the neighborhood’s shared amenities such as street lights, sidewalks, common areas, park, swimming pool, tennis courts, etc. There are Pro’s and Con’s for having home owner associations but if you want to live in Katy, you might as well resign yourself to the fact that you are probably going to have to deal with one because there are very few parts of Katy that are not covered by an HOA.
HOA fees are typically paid annually and, as specified previously, they can vary from house to house within the same subdivision, so always check with your real estate agent before purchasing a specific home. These fees can change (slightly) from year to year as well. Some HOAs also have transfer fees (applied each time you buy or sell a home that is within an HOA) that may be paid by either the Seller or the Buyer. There can also be compliance inspections and certificates during home sale transactions, depending on the HOA, which is another cost when purchasing or selling a home. These fees are all typically under $200 each (transfer fee is separate from the compliance certificate fee). You need a good real estate agent who can guide you through all of the requirements during a real estate transaction so you don’t end up with a home that hasn’t met its HOA compliance, and then have to (unexpectedly) pay more money to get it up to compliance after you move-in! Inexperienced agents or agents from other areas may not know and understand these complicated HOA requirements.
Top 10 Things About Avalon Seven Meadows Convenient access to Grand Parkway and Westpark Tollway Zoned to high performing schools Nearby shopping Nice neighborhood amenities Lower property taxes Energy-efficient homes available Beautiful neighborhood with lake and golf course Prestigious neighborhood Gated community Not located in a high-risk flood zone Description Avalon Seven Meadows is located on the west side of Katy in Fort Bend County…close to the northwest corner of Grand Parkway and Westpark Tollway. Primarily built in the mid ...
Top 6 Things About Cardiff Ranch: High performing schools Affordable prices Nearby shopping New construction homes available Energy-efficient homes available Not located in a high-risk flood zone Description Cardiff Ranch is located on the far-west side of Katy in Fort Bend County, close to FM1464 and in between I10 and Westpark Tollway. Primarily built since 2010, most of the 230+ homes (approx.) in Cardiff Ranch are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 3 ...
Top 6 Things About Churchill Farms: High performing schools Affordable prices Nearby shopping New construction homes available Energy-efficient homes available Not located in a high-risk flood zone Description Churchill Farms is located on the far-west side of Katy in Fort Bend County, close to FM1464 and in between I10 and Westpark Tollway. It actually has a Fulshear, TX, address. Primarily built since 2013, most of the 300+ homes (approx.) in Churchill Farms are Traditional in style. On average, these homes ...
Top 6 Things About Cimarron: Convenient location Good schools Affordable prices Nearby shopping Low annual HOA fee Not located in a high-risk flood zone Description Cimarron is located on the east side of Katy in Fort Bend County…close to I10 and Grand Parkway (southeast corner). Primarily built in the late 1970s, most of the 1500 homes (approx.) in this neighborhood are one-story ranch-style homes. On average, these homes have 3 bedrooms, 2 baths, and approximately 1700sf with 2-car garages, and ...
Top 7 Things About Cinco Ranch: Convenient location High performing schools Wide range of prices Nearby shopping Fantastic neighborhood amenities Beautiful neighborhood with lakes and mature trees Not located in a high-risk flood zone Description Cinco Ranch Katy TX, is a very large master-planned neighborhood that spreads across both the east and west sides of Katy’s Grand Parkway and across two ZIP Codes (77450 and 77494). Parts of Cinco Ranch are gated, on the Cinco Ranch Golf Course, or have ...
Top 9 Things About Cross Creek Ranch: High performing schools Fantastic neighborhood amenities New construction homes available Beautiful neighborhood with lakes and mature trees Energy-efficient homes available Dog park Eco-friendly design of neighborhood with abundant wild life Not located in a high-risk flood zone Water park with 140-ft water slide Description Cross Creek Ranch, is located on the far-west side of Katy in Fort Bend County…close to FM1093 (Westpark Tollway). In fact, Cross Creek Ranch is actually located in Fulshear ...
Top 6 Things About Falcon Landing: Convenient location High performing schools Affordable prices Nearby shopping Lower property taxes Not in high-risk flood zone Description Falcon Landing is located on the west side of Katy in Fort Bend County…close to the southwest corner of Grand Parkway and I10. Primarily built in the late 1990s, most of the 600+ homes (approx.) in Falcon Landing are Traditional in style. On average, these homes are two-story homes with 3 bedrooms, 2 baths, and approximately ...
Top 7 Things About Falcon Point: Convenient location High performing schools Affordable prices Nearby shopping Golfcourse homes available Lower property taxes Not in high-risk flood zone Description Falcon Point Katy is located on the west side of Katy TX 77494 in Fort Bend County…close to the southwest corner of Grand Parkway and I10. Primarily built in the late 1990s, most of the 500+ homes (approx.) in this neighborhood are Traditional in style and many are located on the Falcon Point ...
Top 5 Things About Falcon Ranch: Convenient location High performing schools Affordable prices Nearby shopping Not in high-risk flood zone Description Falcon Ranch is located on the west side of Katy in Fort Bend County…close to the southwest corner of Grand Parkway and I10. Primarily built in the late 1990s, most of the 850+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3000sf with 2-car ...
Top 6 Things About Firethorne: Good schools (Lamar Consolidated ISD) Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not located in a high-risk flood zone Description Firethorne is located on the far-west side of Katy in Fort Bend County…close to I10 and FM1463. Primarily built since 2008, most of the 1700+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3300sf with 2-car ...
Top 5 Things About Governors Place: Convenient location Good schools Affordable prices Nearby shopping Not in high-risk flood zone Description Governors Place is located on the east side of Katy in Fort Bend County…close to I10 and Grand Parkway (southeast corner). Primarily built in the 80s and 90s, most of the 500 homes (approx.) in this neighborhood are one-story ranch-style homes. On average, these homes have 4 bedrooms, 2+ baths, and approximately 2500sf with 2-car garages, and a median lot ...
Top 8 Things About Grand Lakes: Convenient location High performing schools Nearby shopping Neighborhood amenities Lower property taxes Beautiful neighborhood with lakes and mature trees Dog park Community Garden Description Grand Lakes is located on the east side of Katy in Fort Bend County…close to Grand Parkway and Westpark Tollway. Primarily built from 1998 to 2008, most of the 2700+ homes (approx.) in this neighborhood are Traditional or Colonial in style. On average, these homes are two-story homes with 4 ...
Top 5 Things About Grayson Lakes: High performing schools Nearby shopping Lower property taxes Waterfront homes available Not located in a high-risk flood zone Description Grayson Lakes Katy is located on the far-west side of Katy in Fort Bend County…close to the I10. Primarily built in the mid-2000s, most of the HOMES homes (approx.) in this neighborhood are 300+ are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3400sf with 2-car garages, ...
Top 7 Things About Kelliwood: Convenient location High-performing schools Wide range of prices Beautiful neighborhood with mature trees Not located in a high-risk flood zone Gated subdivisions available Greenspace homes available Description Kelliwood Katy is a very large master-planned neighborhood that spreads along South Fry road on the far-east side of Katy TX…close to George Bush Park and the Energy Corridor. This neighborhood was built during the late 80s and throughout the 90s so the trees are mature and the ...
Top 7 Things About Nottingham Country: Convenient location Mostly high performing schools Affordable prices Nearby shopping Lower property taxes Beautiful neighborhood with mature trees Not located in a high-risk flood zone Description Nottingham Country Katy is located on the east side of Katy in Fort Bend County…close to I-10 and the Energy Corridor. Primarily built in the 70s and 80s, most of the 2500+ homes (approx.) in this neighborhood are Traditional or Colonial in style with some one-story Ranch homes ...
Top 6 Things About Pine Mill Ranch: Good schools Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not located in a high-risk flood zone Description Pine Mill Ranch Katy is located on the far-west side of Katy in Fort Bend County…close to FM1463. Primarily built since 2008, most of the 1400+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 3200sf with 2-car ...
Top 9 Things About Severn Meadows: Convenient access to Grand Parkway and Westpark Tollway High performing schools Nearby shopping Neighborhood amenities Lower property taxes Energy-efficient homes available Beautiful neighborhood with lake and golf course Prestigious location Not located in a high-risk flood zone Description Seven Meadows Katy is a beautiful neighborhood that is located on the west side of Katy in Fort Bend County…close to the northwest corner of Grand Parkway and Westpark Tollway. This means that it has very ...
Top 6 Things About Silver Ranch: Good schools Affordable prices Neighborhood amenities New construction homes available Energy-efficient homes available Not in a flood zone Description Silver Ranch is located on the far-west side of Katy in Fort Bend County…close to FM1463. Primarily built since 2008, most of the 640+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 2+ baths, and approximately 2900sf with 2-car garages. This newish neighborhood does ...
Top 7 Things About Tamarron: Good schools Affordable prices New construction homes available Energy-efficient homes available Not in a flood zone Wonderful community swimming pool with water slides Dog park Description Tamarron Katy is located on the far-west side of Katy in Fort Bend County…close to FM1463. This is a new neighborhood that just started in 2014 and currently has several hundred homes built with plans to have a total of 4000+ homes (approx.) when completed. On average, these homes ...
Top 5 Things About West Memorial: Convenient location Affordable prices Nearby shopping Lower property taxes Not located in a high-risk flood zone Description West Memorial Katy is located on the east side of Katy in Fort Bend County…close to I10 and the Energy Corridor. Primarily built in the 1970s, most of the 1100+ homes (approx.) in this neighborhood are one-story Ranch homes. On average, these homes have 3 bedrooms, 2 baths, and approximately 1800sf with 2-car garages, and a median ...
Top 5 Things About Westheimer Lakes North: High performing schools Affordable prices New construction homes available Energy-efficient homes available Not located in a high-risk flood zone Description Westheimer Lakes North is located on the southwest side of Katy in Fort Bend County…close to FM1063 (Westpark Tollway). Primarily built in the late 2000s, most of the 1100+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 3 bedrooms, 2 baths, and approximately 2500sf ...
Top 10 Things About Windsor Park Estates: Convenient location High performing schools Lower property taxes Beautiful neighborhood with lakes and mature trees Luxury homes available Not located in a high-risk flood zone Description Windsor Park Estates is located on the far-east side of Katy in Harris County (77094)…close to I10 and the Energy Corridor. Primarily built in the early 1990s, most of the 100+ homes (approx.) in this neighborhood are large estate homes on an average of 18,000sf lot with ...
Top 9 Things About Windsor Park Lakes: Convenient location High performing schools Lower property taxes Beautiful neighborhood with lakes and mature trees Neighborhood amenities Fishing and boat access available Not located in a high-risk flood zone Luxury homes available Manned gate for access Description Windsor Park Lakes is a gated community located on the far-east side of Katy in Harris County (77094)…close to I10 and the Energy Corridor. Primarily built since 1996, most of the 340+ homes (approx.) in this ...
Top 5 Things About Woodcreek Reserve: High performing schools Nearby shopping Neighborhood amenities Beautiful neighborhood with mature trees Not located in a high-risk flood zone Description Woodcreek Reserve Katy is located on the far-west side of Katy in Fort Bend County…close to the I10. Primarily built in the mid-2000s, most of the 380+ homes (approx.) in this neighborhood are Traditional in style. On average, these homes are two-story homes with 4 bedrooms, 3 baths, and approximately 3800sf with 2-car garages ...
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